sMoneybox — the best app for managing personal spending
Railsformers s.r.o. has developed a practical application for managing personal finances. At a time when the national economy is fairly unstable and unproductive, managing your own money matters more and more, and plenty of people are looking for ways to handle it effectively. It doesn’t take complicated economic theory. Sometimes simple tools are enough to get better results. That principle is what the online application sMoneybox is built on. It’s a smart, simple and easy-to-use online tool for managing personal finances. Registration is anonymous and the app is free to use.
The application’s main features include: unlimited access to your expense records any day, any time and from anywhere; independence from the web browser you use; registration with nothing more than an e-mail address and a password; a multilingual interface; no charge; a layout that stays clear for inexperienced users; a calendar of events; and the option to sort expenses into individual categories.
With this application it is far easier to keep track of what is happening in your personal accounts. You can record the small, regular fixed costs that always need to be kept in mind so that other indirect payments don’t catch you out. sMoneybox focuses above all on recording expenses and sorting them, so that you build up a list and gain a clearer view of your spending. Income and any account balances are handled too, so you can judge your overall financial situation month by month.
The registration process is very simple. It automatically detects your location, and with it the currency you’ll keep your personal finances in. It’s worth noting that the app is available in many languages. To get started, it pays to create a category for each of the records you’ll be adding later (payments, services, debts, loans and so on).
Some people need nothing more than a spreadsheet-style way to manage their income and outgoings, but for those who need more help, the solution sMoneybox offers will be a real support.
sMoneybox is a free online application whose aim is to help you keep control of the money flowing through your household. Its biggest advantage is that you don’t have to download any software to get access — you only have to remember the username and password you signed up with.
The website hosting the application has a security certificate that protects personal information and uploaded data. With sMoneybox you can use graphical statistical overviews that let you quickly and easily see who in the family spent more money and on what. The data behind a chart can easily be exported to a spreadsheet.
The developers of this excellent tool also offer desktop applications, which makes it easy to adapt sMoneybox to each user’s specific needs.
The most important features sMoneybox offers include: records in any currency, several date formats and languages, more options for editing your profile, item-by-item review, splitting finances into categories, information on income and expenditure, a range of filters, and the option to download data from charts and Excel files. The web platform also has a forum where you can raise questions or report a problem with using the application.